Our Student Checking Account is designed for students aged 24 and under, providing a hassle-free way to manage money and start building financial independence. Whether you're in high school, college, or a technical program, this account offers the essentials—without the extra fees.
A Simple Way to Start Building Credit
Establishing good financial habits early can make a big difference. A solid credit history can help with everything from qualifying for loans to landing a job. With Student Checking, you’ll get a straightforward, no-fee account while learning how to manage money responsibly.
What You Get with Student Checking
- No monthly service charge—so you can focus on your studies, not fees.
- Online banking and bill pay for easy money management.
- Telephone banking to check balances and make transactions anytime.
- A debit card (subject to approval) for everyday purchases.
- Unlimited check writing for when you need it.
- Optional overdraft line of credit (available to students 19 and older with credit approval).
Easy to Open—Start Today!
- Full-time students can open a Student Checking Account with just a $25 deposit.
- Students 19 and older can open an account on their own.
- Minors (under 19) will need a parent or guardian present to approve the account.
Opening A Student Checking Account Is Easy!
Stop by one of our branches to open your Student Checking Account today. It’s a smart, simple way to take control of your finances and start building a strong financial future.
Frequently Asked Questions
Our Student Checking Account is a convenient, easy-to-use option for managing your money. It includes the essentials you need with no monthly fees, making it simple to stay on top of your finances.
Can I use my debit card to make purchases and withdraw cash?
Yes! Your debit card can be used for purchases, ATM withdrawals, and online transactions.
Can I switch to a different checking account after I turn 25?
Yes! Once you age out of Student Checking, you can switch to one of our other checking accounts that fits your banking needs.
How do I open a Student Checking Account?
Visit one of our branches in Dallas, Montgomery, Perry, or Chilton County with your student ID or proof of enrollment and a minimum deposit of $25 to get started. Still have questions? Stop by a branch or give us a call—we’re happy to help!
Need Help Planning Your Finances?
Use our calculators to estimate loans, savings, and everyday expenses.