Our Interest Checking Account gives you the convenience of everyday banking—plus the added benefit of earning interest on your balance.
Easy To Get Started
Open your account with a $100 minimum deposit and start enjoying the perks. This account comes with a $10 monthly service fee, but you can easily have it waived by maintaining a qualifying balance.
Ways To Waive The Monthly Fee
Keep your banking costs low by maintaining:
- A minimum daily balance of $2,500, or
- An average daily balance of $5,000
Banking Made Simple
Your Interest Checking Account includes all the essential tools for hassle-free banking:
- Online and mobile banking for easy access to your account
- A free debit card (subject to approval) for purchases, withdrawals, and transfers
- Telephone banking to check balances and manage funds
- Overdraft protection (with approval) for extra peace of mind
Write as Many Checks as You Need
With unlimited check writing, you don't have to worry about running out or paying extra fees. Whether it's for bills, personal expenses, or business needs, you have the flexibility to write as many checks as necessary.
Opening Your Account Today
Visit one of our branches to open your Interest Checking Account. Get the convenience you need while earning interest on your balance.
Frequently Asked Questions
Our Interest Checking Account is a simple, straightforward option for high-yield banking.
Why should I get an interest-bearing checking account?
An interest-bearing checking account allows you to earn money on your balance while still giving you full access to everyday banking tools. It’s a smart option if you tend to keep a higher balance and want your money to work for you—even when it’s just sitting in your account.
Do I have to pay taxes on the interest I earn?
Yes, the interest you earn is considered taxable income. You'll receive a 1099-INT form if you earn more than $10 in a calendar year.
Is my money safe in this account?
Yes, deposits are FDIC-insured up to the allowable limit, providing you confidence that your funds are protected.
Ready to Take Your Savings to the Next Level?
Our Money Market Savings helps you earn more with the convenience of easy access.