At Marion Community Bank, we understand that businesses need reliable, cost-effective banking solutions. Our Basic Business Checking account is designed for startups and established businesses alike, offering essential features at a low cost to help you manage your finances with ease.
Key Benefits
- $100 Minimum Opening Deposit Start your business banking journey with a modest initial deposit.
- Non-Interest Bearing This account is designed for everyday business transactions and does not earn interest.
- Monthly Service Charge A $10 monthly fee applies, but we’ll waive it if you maintain a $2,500 daily minimum balance.
- Transaction Flexibility Includes 200 combined transactions per month at no charge. Additional transactions are just $0.25 per item.
Essential Banking Services
Every Basic Business Checking account comes with the tools you need to efficiently manage your business finances:
Online Banking with Bill Pay – Monitor your account, schedule payments, and stay in control of your cash flow.
Mobile Banking – Manage your business finances from anywhere with our secure mobile app.
Business Debit Card – Make purchases, deposit cash, and withdraw funds with ease.
Additional Financial Solutions
Beyond checking, we offer services to help your business grow:
Merchant Services – Accept payments from customers via credit and debit cards (subject to approval, with applicable fees).
Business Credit Card – Access credit to cover business expenses (subject to approval, with applicable fees).
Cash Management Solutions – Optimize your cash flow with tailored banking solutions (subject to approval, with applicable fees).
Open a Basic Business Checking Account Today
Get the essential banking services your business needs with a checking account that keeps things simple and affordable. Visit a Marion Community Bank branch to open your account and see how we can help support your business success.
Frequently Asked Questions
How many free transactions are included each month?
You can make up to 200 combined transactions per month. Any additional transactions incur a $0.25 per item fee.
What types of transactions count toward the monthly limit?
Transactions that count toward the 200 free items per month include:
- Checks written or deposited
- Debit card purchases
- ACH transfers
- Deposits and withdrawals
Internal transfers between Marion Community Bank accounts may not count toward this limit.
What happens if my balance falls below $2,500?
If your balance drops below $2,500 on any given day, the $10 monthly service charge will apply.
Can I get a business debit card with this account?
Yes, a business debit card is available for authorized users.
Can I accept payments from customers using this account?
Yes. If you need to accept credit and debit card payments, you can sign up for our Merchant Services program (subject to approval, with applicable fees).
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