VA Mortgages

Proudly serving those who have served our country, Marion Community Bank offers VA Mortgages tailored specifically for veterans, active-duty service members, and eligible military families. With no down payment, competitive rates, and flexible credit requirements, VA home loans make homeownership more accessible for Alabama’s heroes.

Whether you're buying your first home, upgrading, or refinancing, our VA Mortgage program honors your service with powerful benefits and trusted local support.

Exclusive Benefits for Veterans and Military Families

VA Mortgages are backed by the U.S. Department of Veterans Affairs, offering advantages not found in conventional loans:

No Down Payment Required : Qualified borrowers can finance 100% of their home’s purchase price.

No Private Mortgage Insurance (PMI): Save hundreds each month with no PMI requirement.

Flexible Credit and Income Guidelines : More forgiving standards make it easier to qualify.

Competitive Interest Rates : Benefit from lower rates secured by VA loan guarantees.

Reduced Closing Costs : The VA limits what lenders can charge, keeping expenses in check.

Who Qualifies for a VA Home Loan?

You may be eligible for a VA Mortgage if you are:

An active-duty service member.

A military veteran.

A member of the National Guard or Reserves.

A surviving spouse of a veteran (under certain conditions).

Our experienced lending team will help confirm your eligibility and guide you through the process from application to closing.

Why Choose Marion Community Bank?

We’re more than a lender — we’re your community partner. When you work with Marion Community Bank, you’ll enjoy:

Local Decision-Making: We process and approve loans right here in Alabama.

Personalized Service : One-on-one guidance from lenders who understand VA guidelines and your financial goals.

Long-Term Support: From pre-qualification to post-closing questions, we’re here for you.

Start Your Path to Homeownership with Confidence

At Marion Community Bank, we’re proud to support our veterans with affordable, secure home loan options. If you're ready to purchase a home with zero down and trusted local guidance, a VA Mortgage could be the perfect fit.

Visit one of our branches in Clanton, Montgomery, Selma, Marion, Jemison, or Maplesville to meet with a VA loan specialist. Let us help you achieve your homeownership goals — because you’ve earned it.