Second Home Loans

Whether you're planning weekend getaways, family retreats, or future retirement, Marion Community Bank’s Second Home Loans help make your dream of owning a vacation or seasonal home a reality. With competitive rates, flexible terms, and local expertise, we make it easier to finance a second property in the Alabama community you love.

From peaceful lake houses to cozy cabins or beachside escapes, we offer personalized mortgage solutions to help you purchase a second home — backed by a bank that knows your region and your goals.

Finance the Lifestyle You’ve Earned

Our Second Home Loan program offers the right balance of affordability and convenience:

Competitive Interest Rates : Enjoy fixed or adjustable rates based on your preferences and timeline.

Flexible Terms : Choose loan options tailored to your budget and future plans.

Lower Down Payments : Qualify with less cash up front than with investment property loans.

Streamlined Application Process : Fast, local approvals from people who understand the Alabama real estate market.

No Rental Requirement : Ideal for properties used by you and your family, not for commercial rental income.

Is a Second Home Loan Right for You?

A second home loan is perfect for buyers who want:

A weekend getaway or seasonal vacation home.

A future retirement residence purchased ahead of time.

To diversify their real estate holdings with a non-primary residence.

A quiet escape within driving distance of their primary home.

Why Borrow with Marion Community Bank?

When you're buying your second home, you deserve trusted local support and straightforward guidance:

Personalized Lending Support : Our experienced team works with you to find the right loan structure for your second home.

Local Insight : We understand the unique communities and real estate opportunities across Alabama.

Fast Closings : Get into your home sooner with efficient, in-house processing.

Ongoing Relationship : We’re here to help with refinancing, future purchases, and financial planning.

Your Second Home Starts Here

At Marion Community Bank, we make second homeownership simple, affordable, and stress-free. Whether you're looking for a cabin in the woods, a place near the water, or a weekend retreat, we’re ready to help you make it happen.

Visit a Marion Community Bank branch in Selma, Jemison, Clanton, Montgomery, Maplesville, or Marion to speak with a lending expert. Let’s turn your second-home dreams into a lasting reality with a mortgage built just for you.