Our Check Positive Pay service is an automated system that we use to protect your funds. It gives you full control over any checks presented for payment from your account.
Positive Pay offers a “check and balance” system that automatically compares the dollar amount, check number, date, and account number of all checks issued by your company to make sure they’re a perfect match and haven’t been altered in any way.
It’s an extra layer of security against fraud and scams. By highlighting any discrepancies, it gives an alert for any transactions that could be fraudulent. If that happens, we’ll block the transfer and wait for you to notify us to issue or reject payment. This straightforward and effective security measure ensures that your money is well protected and that you can address any discrepancies that arise.
Positive Pay operates automatically and gives you the last word on whether to reject or approve payment on any checks. Think of it as a bank teller or accountant who never sleeps and is always looking for signs of fraud.
At Marion Community Bank, we believe in protecting our customers with the same security as we guard our own accounts. Positive Pay is just one of the many benefits of banking with us. To learn more, just contact a local Marion Community Bank in Marion, Montgomery, Jemison, Clanton, Selma, or Maplesville today, and let’s talk about how we can help your business thrive.
Positive Pay is available for:
Checks – Verifies check number, payee, and amount against submitted records
ACH transactions – Prevents unauthorized ACH debits by verifying pre-approved payment rules
You can upload issued check files or set ACH filters through Marion Community Bank’s online banking platform.
Yes. By automatically matching payments against issued records, Positive Pay reduces manual review time, making account reconciliation faster and more accurate.
Yes. If your business operates multiple checking accounts, you can enroll each account in Positive Pay for added protection across all your financial activities.
We welcome you to contact us with any questions or concerns. However, please do not include any confidential information in your message.
Phone:
888-571-2338