Here at Marion Bank and Trust Company, the security of our customers' information and the prevention of fraud are among our highest priorities.
Check back here regularly for tips and advice on keeping you account and debit card information secure, and on how to avoid scams.
We will also bring you news of any fraudulent or suspicious activity that we have become aware of.
Security Warning: Fraudulent Text Message
February 27, 2019
We have recently become aware of a fraudulent text message being sent to our customers. It reads as follows:
FRM:Debit card alert - Call
MSG:339 Account Frozen
Please know, this text message is not from Marion Bank & Trust Company. If Marion Bank & Trust Company contacts you, we will identify ourselves as being from Marion Bank & Trust Company. For your security, do not reply to this message or give any personal information out; just delete the message. If you have any questions, please call the bank.
Cybersecurity Awareness Month: Payroll Direct Deposit Phishing
Oct 10, 2018
Many companies are experiencing a phishing scam that attempts to get payroll system login details from employees.
The cyber criminals send emails to employees pretending to come from the company, that links to a website. The website looks like a trusted company site and may pretend to be a company survey or a request for information. As part of the request, it asks the employee to prove their identity by entering their payroll system id and password.
The cyber criminals then use this information to access the payroll system, turn off notification emails and then alter the direct deposit to point to an account they control.
To avoid this scam:
Do not enter your payroll system login information into any other website
Check with your IT or HR department by phone or by forwarding the email request to them. Do NOT reply to the suspicious email.
Protect Yourself from Debit Card Fraud
May 13, 2018
To help prevent debit card fraud, Marion Bank and Trust will attempt to call you if we spot potential suspicious activity on your card. We will ask you to confirm the transactions that caused the alert. If we are unable to contact you or don't hear from you, we will temporarily restrict your debit card as a precaution.
You can also receive these alerts by text (SMS) or email, just call the Bank (334 683 6131) and we will be glad to set that up for you.
Equifax Data Breach
Recently, Equifax, one of the three national consumer credit reporting agencies, announced a major data breach. This breach affects approximately 143 million Americans. This is what we know according to Equifax: the data breach occurred May – July 2017, and the information stolen includes consumers’ personally identifiable information, including names, Social Security numbers, dates of birth, addresses and, in some cases, driver’s license numbers. Approximately 209,000 credit card numbers and dispute documents with personally identifiable information for approximately 182,000 consumers were also stolen. There is no evidence of unauthorized access to consumers’ credit reporting databases.
To be clear, Marion Bank & Trust was not compromised and your information was not stolen from our bank. However, Marion Bank & Trust takes the security of our customer information very seriously, and we are providing you with the information we know about this massive breach and the steps you can take to protect your personally identifiable information if you so desire. Following this unprecedented breach, we are also asking our customers to be extra vigilant and report any suspicious activity in your Marion Bank & Trust accounts to Marion Bank & Trust by calling 334-683-6131 or stopping by one of our branches.
The links on the right provide additional resources and suggestions for protecting your identity.
(Note: Marion Bank & Trust is not responsible for the content of external sites).
CFPB: Top 10 ways to protect yourself in the wake of the Equifax data breach (September 2017)
Federal Trade Commission - Free credit freezes from Equifax
US-CERT - Potential Phishing Scams Related to Equifax Data Breach
For information from Equifax, we recommend that you go to their main website -
Scam using a Marion Bank telephone number
February 27, 2017
We had a report today of someone pretending to be a debt collection agency making a call that looked like it originated from Marion Bank and Trust.
The caller id showed the number as 334 683 2748 which is a valid Marion Bank and Trust phone number.
It is easy to "spoof" caller id information, i.e. pretending a call has come from a different number.
If you receive a similar call, tell the caller you will call back and phone the Bank's main number on 334 683 6131.
The following links provide useful information and advice to help you stay safe online.
Note: Marion Bank and Trust Company is not responsible for the content of external websites.
Department of Homeland Security - Cyber Safety
FBI - Scams and Safety Advice
FDIC Advice for Consumers
FDIC Advice for Business Customers
Federal Trade Commission - Advice on Identity Theft
Federal Trade Commission - Reporting Identity Theft - IdentityTheft.gov