Personal Banking 

Marion Bank and Trust offers a full range of personal banking products to meet your needs now and in the future

PERSONAL BANKING

Marion Bank offers a complete range of products for personal customers from simple checking accounts to savings and certificates of deposits.

These are complemented by a variety of electronic products such as online banking, bill pay and eStatements, along with an expanding branch network.

If you are thinking of buying a car or a house, we have competitive consumer loan and mortgage rates. Simply stop by one of our branches and talk to a loan officer.

CHECKING ACCOUNTS

Regular Checking

Our standard checking account that includes a debit rewards card (subject to approval), online banking and bill pay.

Minimum deposit to open:

$250.00

Monthly service charge based on the minimum daily balance during that month:

minimum daily balance under $200:

$5.00

between $200 and $299:

$4.00

between $300 and $399:

$3.00

between $400 and $499:

$2.00

$500 and over:

no charge

Super NOW

A checking account that lets you earn interest on your balance.

Minimum deposit to open:

$1,000.00

Monthly service charge based on the minimum daily balance during that month:

minimum daily balance under $1,000:

$7.00

$1,000 and over:

no charge

Variable interest credited monthly (see your local branch for our current rates)

Senior Citizen Account

An economical checking account for those age 62 and over.

Minimum deposit to open:

$250.00

Monthly service charge:

no charge

Plain blue checks:

no charge

(other designs available at a discount)

All Marion Bank checking accounts include the following at no charge:

  • Visa® Debit Card (subject to approval)

  • Online Banking

  • Mobile Banking (with Mobile Deposit)

  • eStatements

  • Bill Pay

Student Checking Account

 

An ideal starter checking account for full-time students.

Minimum deposit to open:

$25.00

Monthly service charge:

no charge

Educators Checking Account

Our checking account for anyone that works at a school or college, with no monthly service charge.

Minimum deposit to open:

$250.00

Monthly service charge :

no charge

SAVINGS ACCOUNTS

Savings

Our standard savings account.

Minimum deposit to open:

$50.00

Monthly service charge:

no charge

Charge per withdrawal within a quarterly statement cycle:

First 6:

no charge

Additional withdrawals:

$1.00

Variable interest credited quarterly (see your local branch for our current rates)

Money Market

A higher, tiered interest rate and no monthly charge if your daily minimum balance remains at $1,000 or more

Minimum deposit to open:

$1,000.00

Monthly service charge based on the minimum daily balance during that month:

minimum daily balance under $1,000:

$7.00

$1,000 and over:

no charge

Charge per withdrawal within a monthly statement cycle:

First 6:

no charge

Additional withdrawals:

$1.00

Variable interest credited monthly (see your local branch for our current rates)

Christmas Club

An ideal way to put aside money for Christmas. Pay in when you can and a check for the account balance is mailed to you in November.

Minimum deposit to open:

$1.00

Monthly service charge:

no charge

No withdrawals are permitted.

Fee for closing account early:

$5.00

Christmas Club checks are mailed out at the beginning of November.

Variable interest credited monthly (see your local branch for our current rates)

* See Account Disclosures for full details of covered transactions.

CERTIFICATES OF DEPOSIT

We issue Certificates of Deposit ranging from 6 months to 5 years for both savings and Individual Retirement Accounts (IRAs).

Call or stop by your local branch for our current CD rates.