Personal Banking
Marion Bank and Trust offers a full range of personal banking products to meet your needs now and in the future
PERSONAL BANKING
Marion Bank offers a complete range of products for personal customers from simple checking accounts to savings and certificates of deposits.
These are complemented by a variety of electronic products such as online banking, bill pay and eStatements, along with an expanding branch network.
If you are thinking of buying a car or a house, we have competitive consumer loan and mortgage rates. Simply stop by one of our branches and talk to a loan officer.
CHECKING ACCOUNTS
Regular Checking
Our standard checking account that includes a debit rewards card (subject to approval), online banking and bill pay.
Minimum deposit to open:
$250.00
Monthly service charge based on the minimum daily balance during that month:
minimum daily balance under $200:
$5.00
between $200 and $299:
$4.00
between $300 and $399:
$3.00
between $400 and $499:
$2.00
$500 and over:
no charge
Super NOW
A checking account that lets you earn interest on your balance.
Minimum deposit to open:
$1,000.00
Monthly service charge based on the minimum daily balance during that month:
minimum daily balance under $1,000:
$7.00
$1,000 and over:
no charge
Variable interest credited monthly (see your local branch for our current rates)
Senior Citizen Account
An economical checking account for those age 62 and over.
Minimum deposit to open:
$250.00
Monthly service charge:
no charge
Plain blue checks:
no charge
(other designs available at a discount)
All Marion Bank checking accounts include the following at no charge:
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Visa® Debit Card (subject to approval)
-
Online Banking
-
Mobile Banking (with Mobile Deposit)
-
eStatements
-
Bill Pay
Student Checking Account
An ideal starter checking account for full-time students.
Minimum deposit to open:
$25.00
Monthly service charge:
no charge
Educators Checking Account
Our checking account for anyone that works at a school or college, with no monthly service charge.
Minimum deposit to open:
$250.00
Monthly service charge :
no charge
SAVINGS ACCOUNTS
Savings
Our standard savings account.
Minimum deposit to open:
$50.00
Monthly service charge:
no charge
Charge per withdrawal within a quarterly statement cycle:
First 6:
no charge
Additional withdrawals:
$1.00
Variable interest credited quarterly (see your local branch for our current rates)
Cannot make more than 6 covered* withdrawals within a calendar month.
Money Market
A higher, tiered interest rate and no monthly charge if your daily minimum balance remains at $1,000 or more
Minimum deposit to open:
$1,000.00
Monthly service charge based on the minimum daily balance during that month:
minimum daily balance under $1,000:
$7.00
$1,000 and over:
no charge
Charge per withdrawal within a monthly statement cycle:
First 6:
no charge
Additional withdrawals:
$1.00
Variable interest credited monthly (see your local branch for our current rates)
Cannot make more than 6 covered* withdrawals within a calendar month.
Christmas Club
An ideal way to put aside money for Christmas. Pay in when you can and a check for the account balance is mailed to you in November.
Minimum deposit to open:
$1.00
Monthly service charge:
no charge
No withdrawals are permitted.
Fee for closing account early:
$5.00
Christmas Club checks are mailed out at the beginning of November.
Variable interest credited monthly (see your local branch for our current rates)
* See Account Disclosures for full details of covered transactions.
CERTIFICATES OF DEPOSIT
We issue Certificates of Deposit ranging from 180 days to 5 years for both savings and Individual Retirement Accounts (IRAs).
Call or stop by your local branch for our current CD rates.
Consumer Lending
CONSUMER LOANS
Thinking of buying a car or remodeling your kitchen?
Marion Bank offers consumer loans at competitive interest rates.
Come and talk to one of our loan officers who understands the local community.
Download an application form now
Home Mortgages
HOME MORTGAGES
Whether you are looking for a mobile home or a historic antebellum retreat, we have mortgage experts that know the local market.
Download an application form now