Rev 09/2012

FACTS

 

WHAT DOES Marion Bank & Trust Company
DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Payment history
  • Transaction or loss history
  • Credit history
  • Credit score

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Marion Bank & Trust Company chooses to share; and whether you can limit this sharing.
Reasons we can share
your personal information
Does Marion Bank & Trust Co. share?
Can you limit
this sharing?

For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO
For our marketing purposes
to offer our products and services to you
NO We don't share
For joint marketing with other financial companies
NO We don't share
For our affiliates' everyday business purposes
information about your transactions and experiences
NO We don't share
For our affiliates' everyday business purposes
information about your creditworthiness
NO We don't share
For our nonaffiliates to market to you
NO We don't share
Questions? Call 334-683-6131
What we do
How does Marion Bank & Trust Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Marion Bank & Trust Company collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Deposit money
  • Apply for a loan
  • Give us your income information
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Marion Bank & Trust Company does not share with our affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Marion Bank & Trust Company does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Marion Bank & Trust Company doesn't jointly market.
Marion Office
601 S. Washington Street
Marion, AL 36756
(334) 683-6131
(334) 683-6535 fax
Privacy Statement
Selma Branch
2400 U.S. Hwy 80 W.
Selma, AL 36701
(334) 877-2214
(334) 877-2238 fax

MEMBER
FDIC

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